What is a payment API?
Payment APIs (Application Programming Interfaces) are the crucial link between your business and financial institutions, enabling secure and efficient online transactions.
APIs are digital bridges that allow your website or app to communicate with banks, payment processors, and wallets in real time without leaving your platform.
How do they work?
They handle the heavy lifting of processing transactions.
API connects the desired payment gateway with the platform where you do your transactions while the payment gateway:
- verifies the details,
- checks for available funds and
- either approves or declines the transaction, all within seconds.
5 best Qatari payment API solutions you should check today
Here’s the breakdown of our top picks.
1. Dibsy
Dibsy is a comprehensive financial solution designed to streamline payment processing.
Our unified platform integrates all payment methods, thus reducing operational complexity while ensuring compliance with Qatar Central Bank regulations.
A key feature of Dibsy is its powerful API, allowing for seamless integration with your existing systems and workflows.
As a result, you’ll get flexibility and customization backed up with plugins and SDK integrations to further simplify checkout and reduce compliance costs.
Key Features:
1. Payment Acceptance
Our tool allows you to effortlessly accept a wide range of payment options, including:
- credit cards,
- debit cards,
- popular digital wallets, and
- even local payment methods - all through one convenient platform!
You can enjoy peace of mind knowing that Dibsy offers the highest security standards to protect every transaction.
Our system features real-time fraud detection and adheres to PCI-DSS and 3DS2 protocols, safeguarding your business and customers.
2. All-in-one Dashboard
You can gain complete control of your payments with Dibsy's intuitive dashboard.
Thus, you can manage payments in real time, process refunds easily, and monitor your integration's performance all in one place.
In addition, you can:
- Analyze your payment data to better understand your business trends and customer behavior.
- Use our powerful search and filter functions to quickly locate any transaction, saving you time and effort.
- Add team members, assign roles and permissions, and streamline collaboration on payments and account management, ensuring efficient teamwork.
- Create custom payment fields to track business-specific data, giving you the information you need and exactly how you need it.
3. Payment Links Tool
Dibsy's Payment Links tool lets you easily generate and share unique payment URLs with your customers via email, SMS, or social media.
You don’t need any technical skills, which allows easy and quick setup.
How else can you benefit from the tool?
- Provide Easy & Convenient Payments — Provide a seamless payment experience for your customers, allowing them to quickly and easily pay variable or one-off amounts.
- Do Real-Time Tracking — Monitor the payment status in real-time, giving you instant visibility into your transactions.
- Customize Pages and Links for Your Brand — Create personalized payment pages and links with the amount, description, and details to provide context to your customers. Add your logo and customize the color scheme to reinforce your brand identity.
4. Recurring Payments
This handy tool automates the entire process of collecting scheduled and repeating payments, making it an excellent option for subscriptions, memberships, or installment plans.
You can customize billing frequencies to suit your business needs and offer flexible payment options to your customers.
In addition, you can safely store card details by seamlessly integrating payments or leveraging Dibsy's secure, branded, pre-built checkouts to accelerate your market presence.
Pricing
Dibsy offers a clear and flexible fee structure tailored to the size of the company and transaction volume.
We only charge for successful transactions, with a standard rate of 2.5% + 1 QAR per transaction and no hidden fees.
2. MyFatoorah
MyFatoorah simplifies and streamlines online payments across the MENA region.
Key Features:
✨ Multiple Payment Solutions — The platform supports various payment methods, including credit and debit cards, mobile wallets, and bank transfers.
✨ API Integration Capabilities — Provides ready-made API integration plugins for several web platforms, mobile applications, and point-of-sale systems, such as GoDaddy, Joomla 3.x, OpenCart, PrestaShop, Shopify, and others.
✨ Centralized Dashboard — Allows you to monitor transactions, manage settlements, and access detailed financial reports from one place.
✨ Security and Compliance — Implements measures such as encryption and tokenization to protect sensitive data.
✨ Online Marketplace Tools — Enable multiple merchants to automate payment management and payouts. It also allows you to generate invoices with embedded MyFatoorah's payment gateway, KNET.
Pricing
MyFatoorah has a competitive pricing.
3. Sadad
Sadad is an online payment solution for businesses and one of Qatar's leading payment gateways. It offers APIs and SDKs that enable integration into websites and mobile apps, supporting various payment methods.
The platform complies with Qatar Central Bank regulations.
Key Features:
✨ Online Payment Gateway — Enabling you to accept payments through various channels, including websites, online stores, and mobile apps.
✨ Developer-Friendly APIs and SDKs — Enable you to build, integrate, and scale solutions to your business needs while supporting multiple payment methods.
✨ Real-Time Dashboard — Allows you to track sales, monitor payments, and gain real-time insights.
✨ Smart Store Solution — Offers a fully integrated online store with a built-in payment gateway. Thus, it allows your customers to browse, search, order, and track products through your custom-branded website or mobile app.
Pricing
Sadad has a competitive pricing.
4. TESS Payments
TESS Payments is a Qatari FinTech with a focus on digital payments and integrated payment processing.
Key Features:
✨ API Integrations (REST and SOAP) & Ready-made Plugins— Allow you to integrate the payment gateway into your existing systems efficiently, enabling customization and scalability. The plugins are compatible with Magneto, WooCommerce, Prestashop. and Shopify.
✨ Mobile SDKs for Android and iOS — Enable you to integrate the payment gateway into your mobile apps.
✨ CMS Plugins — The platform provides one-click install integration options with your CMS, so you can quickly set up the payment gateway.
✨ Recurring Payments — You can automate recurring payments and set up billing cycles to ensure timely revenue collection.
✨ Security and Compliance — The platform adheres to the (PCI DSS) and supports 3D Secure 2.0 protocols.
Pricing
TESS Payments has a competitive pricing.
5. Tap Payments
Tap Payments is based in the MENA region and offers secure online payment solutions for businesses of all sizes.
It helps you accept payments locally, across the region, and worldwide, and provides payment tools made for MENA markets.
Key features:
- Wide Range of Payment Methods — Supports 20+ payment options used in the MENA region, including local ones like mada, KNET, and Fawry, as well as global options like Visa, Mastercard, and PayPal.
- Integration Options — Offers REST and SOAP APIs, plus mobile SDKs for Android and iOS, so you can connect the payment system to your website or mobile app.
- Billing Tools — Lets you send payment links through WhatsApp, SMS, Instagram, email, and more. You can also make branded links with your logo, design, photos, and descriptions.
- Invoice Tracking — Helps you keep track of invoices with automatic alerts and reminders.
- Flexible Checkout — Works for every MENA market by adjusting language, currency, and payment method. You can also choose between dark or light themes to match your brand.
Pricing
Tap Payments offers competitive pricing.
Best payment API solutions: which one to choose?
Choosing the best payment API solution revolves around your specific business needs, technical capabilities, and budget.
Imagine a single payment gateway that unifies all your payment methods, centralizes your operations, and empowers you to deliver exceptional customer service.
That gateway is Dibsy.
Why should Dibsy be your choice?
Dibsy is a robust payment gateway that streamlines global payment acceptance.
Its advanced set of tools allows you to:
✅ Get paid faster since we support multiple currencies and offer speedy settlement times
✅ Expand your customer reach and never miss a sale due to limited payment options.
Stay flexible and allow customers to pay different amounts on a recurring basis.
✅ Significantly reduce failed payments with automated billing cycles and smart retry logic to ensure you get paid on time, every time.
✅ Boost your sales with a branded checkout experience.
And so on.
Did you know?
We’ve teamed up with Qatar National Bank (QNB) to bring Visa’s improved Click to Pay service with biometric authentication to retailers in Qatar.
This new feature lets customers approve payments using their face or fingerprint.
That means no more typing passwords or waiting for one-time codes.
Curious to see Dibsy in action?
Sign up for a Dibsy account today and start collecting payments effortlessly.
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